MAKE ROOM FOR YOUR NEXT CHAPTER
Understand what may be possible.
Whether you are a foreign or Mexican buyer, we help you explore how your property, budget, and plans fit the financing requirements.
FINANCING IN MEXICO
Your home in Mexico.
A clearer path to financing.
Explore financing for your property plans with Amber and Leon. Start with a few questions, then book a free 15-minute discovery call.
Check your eligibilityAn initial conversation to explore your options. Final approval follows lender review.
YOUR FINANCING JOURNEY
Your purchase & financing process.
1
Offer accepted
Buyer and seller agree on terms and sign an offer letter or reservation agreement.
2
Bank contract
Review of the buyer, property, and contract. The buyer pays the applicable origination fee.
3
Sales contract signed
The promissory contract sets out the deposit, delivery, title, and penalty terms.
4
Notario preparation
The notario gathers closing documents and prepares the escritura for review.
5
Fideicomiso, if required
Arrange the bank trust and required authorization. Any applicable security deposit is confirmed.
6
Appraisal & clearances
Complete the appraisal and applicable permits, tax documentation, and clearances.
7
Closing
Sign the escritura before the notario and coordinate payment under the agreed funding arrangements.
8
Title registration
The notario submits the title for registration. The buyer receives the recorded escritura once registration is complete.
Generalized sequence after an offer is accepted. Steps may overlap or vary by region, property, and whether a fideicomiso is required. Your lender and notario will confirm the sequence and timing for your transaction.
YOUR QUESTIONS, ANSWERED
Financing FAQs
Can foreign buyers explore financing?
Mexican, American, Canadian, and Chinese nationals are eligible to apply. Your application and property must meet the applicable financing requirements.
Can I use income earned outside Mexico?
Tell us where your income is earned and how it is documented. We will confirm which evidence is required and whether it can be considered for your application.
Do I need Mexican residency?
No. Mexican residency is not required to apply. We will guide you through the identification and supporting documents needed for your application.
How much down payment will I need?
Down payments range from 33–36%, depending on your nationality. We will confirm the percentage applicable to you. Additional transaction costs should be budgeted separately.
What documents should I prepare?
Our general checklist includes valid identification, proof of income, tax returns, six months of bank statements, a credit report, and property documents. The final checklist will be confirmed for your application. You do not need to upload these for the discovery call.
Does the property need private title?
Yes. The property must have private title. We will confirm its documentation and financing suitability before you proceed.
Can we discuss construction financing?
Yes. Select “Build” in the form and tell us about your land and project. We will review the requirements that need to be confirmed for your plans.
What other costs should I budget for?
Budget separately for closing costs, taxes, notary fees, applicable fideicomiso fees, and service fees. We will help you identify the costs to confirm for your transaction.
Does completing this form mean I am approved?
No. This is an initial inquiry followed by a discovery call. Final approval is subject to lender underwriting, property and legal review, and any applicable conditions.
LET’S TALK ABOUT YOUR PLANS
Check your eligibility.
Book your discovery call.
Share a few details so we can make the most of your conversation.
Free · 15 minutes · WhatsApp voice call
Monday–Friday, 11:00 a.m.–3:00 p.m.
Mexico City time
With Amber or Leon, based on availability.